Version 2 — Youmind Aesthetic Upgrade (Apr 14)Compare to V1 →

The Platform

Every Loan Type. One Login. No Handoffs.

A configurable, cloud-based LOS that handles the full lending lifecycle — consumer, auto, mortgage, commercial, and participations — without the complexity of legacy systems or the cost of bolting tools together.

See What You Can Originate ↓
Loan Types

What You Can Originate

Every loan type runs on the same platform — shared workflows, unified reporting, one login. No separate modules. No separate invoices.

01

Consumer Loans

Personal loans, credit cards, lines of credit. Configurable workflows and automated decisioning let you build products that match your policies — not a vendor's template. Your rules, your thresholds, your approval logic.

Most Popular
02

Indirect Auto Lending

Dealer portal with automated rate sheets, real-time decisioning, and same-day funding capability. Built to compete with the big banks on speed — without their overhead.

03

Mortgage & Home Equity

First mortgage, HELOCs, and home equity loans with compliance-ready workflows, automated document management, and built-in regulatory reporting. No third-party bolt-ons required.

04

Commercial & Business

Member business loans, commercial real estate, and SBA lending. Multi-level approval routing, portfolio tracking, and the same configurable decision trees that power your consumer lending.

05

Participations & Purchased Loans

Track purchased loans and participation interests with separate servicing workflows and investor reporting — all inside the same platform your team already uses.

Fully Configurable

Need a new product? Build it. Need to change a workflow? Change it. Sync1 is configurable at the credit union level — add products, adjust decision criteria, and update policies without calling us first.

Platform Capabilities

How a Loan Moves Through Sync1

01 — Apply

Digital Application

Your members start on their phone, tablet, or desktop. The application pre-populates data from your core system — they're not retyping information you already have.

  • Mobile-responsive across every device
  • Pre-population from core system data (Symitar, DNA, Corelation, KeyStone)
  • Save-and-resume for incomplete applications
  • Real-time status visibility for your staff
  • Configurable fields per loan type
02 — Decide

Automated Decisioning

Build decision trees that mirror your actual lending policies. Not a one-size-fits-all engine — a configurable rules builder that routes exceptions to the right underwriter automatically.

  • Drag-and-drop decision tree builder
  • Criteria: credit score, DTI, LTV, custom fields
  • Auto-approve, decline, or route to review
  • Override logging with full audit trail
  • AI-assisted document review
Application Received
Score ≥ 680
Auto-Approve
580–679
Manual Review
< 580
Decline
03 — Connect

33+ Integrations

Sync1 connects to the systems your credit union already runs. No rip-and-replace. No middleware.

  • Core: Symitar, DNA, Corelation, KeyStone
  • Credit: Equifax, Experian, TransUnion
  • Valuation: NADA, Black Book, JD Power
  • Docs: DocuSign, LaserPro
  • Open API for anything we haven't built yet
Sync1
Symitar Equifax DocuSign NADA DNA LaserPro
04 — Protect

Reporting & Compliance

Every action logged. Every decision auditable. Built-in reporting covers HMDA, ECOA, fair lending, and the regulatory requirements your examiner will ask about.

  • Full audit trail on every user action
  • HMDA and fair lending reporting — built in, not bolted on
  • Custom report builder for board packages and internal metrics
  • Role-based access controls
  • SOC 2/3 certified, Microsoft Azure hosted, real-time disaster recovery
SOC 2/3 HMDA ECOA Azure
The Workflow

Application to Funding. Three Steps. One Platform.

1

Apply

Member submits from any device. Data pre-populates from your core. Staff see it instantly.

2

Decide

Your decision tree runs. Approved loans advance automatically. Exceptions route to the right person.

3

Fund

Documents generate. E-signatures collect. The loan books to your core from one screen.

See This Workflow Live — Schedule a Demo →

Ready to See the Platform?

Request a walkthrough and we'll show you exactly how Sync1 handles your lending workflows — from first click to funded loan.

No obligation · 20 minutes · We'll tailor it to your loan types

Or reach out directly: info@sync1systems.com · (888) 200-7801